Complete Bank-by-Bank Guide, Troubleshooting, and Updating NRBVN via USSD

 Complete Bank-by-Bank Guide, Troubleshooting, and Updating NRBVN via USSD. Bank-by-Bank USSD Codes for  Non-Resident Bank Verification Number Payments & Services.

Below is a detailed list of common Nigerian banks and their USSD codes that are either directly used for NRBVN payment or general mobile banking services needed in the process:

BankUSSD CodeWhat You Can DoGTBank*737#Payments, transfers, BVN displayFirst Bank*894#Balance, transfers, NRBVN fee paymentAccess Bank*901#Full suite including bill payZenith Bank*966#Transfers, payments, mobile bankingUBA*919#Payments, view BVNFidelity Bank*770#Pay bills, view BVNStanbic IBTC*909#Transfers, mobile banking featuresFCMB*329#View BVN, bill paymentUnion Bank*826#Mobile transactions, check BVNSterling Bank*822#Transfers and bankingWema Bank*945#View BVN, paymentsKeystone Bank*7111#General mobile bankingUnity Bank*7799#BVN services includedPolaris Bank*833#Mobile transactionsJaiz Bank389301#Transfers, banking services 

Note: Not all banks support direct NRBVN fee payment via USSD. You may need to use a custom account reference or pay through their internet banking platforms.

How to Display or Retrieve Your BVN Using USSD

For Nigerians abroad who already have a BVN (perhaps enrolled before leaving), you can easily check your BVN using this universal USSD code:

Dial: *565*0#

Cost: ₦20 (ensure your line has airtime)

Network support: MTN, Airtel, Glo, 9mobile

This feature only works on the number linked to your BVN.

Updating Your BVN Profile via Mobile: What’s Possible?

Although you can’t fully update your BVN profile via USSD (like changing your address or name), here’s what you can do:

Update phone number (with some banks)

Add missing email addresses

Check linked accounts

Get notifications of BVN activities

Pro Tip: Always keep your details updated to avoid NRBVN delays.

Troubleshooting Failed USSD Attempts

If you're trying to make a payment or check your BVN via USSD and it’s not going through, try the following:

1. Ensure You Have Airtime

USSD charges may apply. Load ₦50 or more.

2. Check Network Settings

Ensure mobile data or network signal is strong enough.

Roaming must be enabled if you’re overseas.

3. Restart Your Phone

Refreshes mobile network registration.

4. Try a Different Time

USSD platforms sometimes go down briefly due to high traffic.

5. Contact Your Bank’s Customer Care

Most banks have WhatsApp or email support for diaspora users.

Alternative Methods When USSD Fails

If nothing works, try:

Bank mobile apps (GTWorld, FirstMobile, etc.)

Virtual Nigerian Numbers (3rd-party services)

Send someone in Nigeria to assist physically

Securing Your USSD Sessions

Never share your banking PIN over calls or chats

Always end sessions properly

Use a PIN or biometric lock on your phone

Immediately report SIM loss to bank and network provider

Sample Scenarios Nigerians Abroad Might Encounter

Case 1: David in Texas Can't Dial 737#

David’s MTN Nigeria SIM didn’t support roaming. He couldn't dial GTBank’s *737# code. Solution: He used the GTWorld app with Nigerian VPN and successfully made NRBVN payment.

Case 2: Aminat in Dubai Paid Twice by Mistake

She used *894# to pay twice to the same NRBVN reference account. Solution: She emailed proof to NRBVN support with screenshots. One payment was refunded.