Privacy Policy

Welcome to NRBVN.ng your trusted source for clear, honest, and up-to-date information about the Non-Resident Bank Verification Number (NRBVN) and related topics for Nigerians living abroad. We appreciate your trust in us and we take your privacy seriously. This Privacy Policy explains, in plain language, how we handle the information we collect when you use our blog, subscribe to our updates, or interact with us in any way.

We understand that privacy policies can sometimes feel cold and confusing, so we’ve done our best to write this one like we’d explain it to a friend real, clear, and easy to follow. Please read it carefully because by using NRBVN.ng, you’re agreeing to what’s written here.

1. Who We Are

NRBVN.ng is an independent informational blog. We are not a government agency, bank, or financial institution. Our goal is to make it easier for Nigerians living abroad to understand how the NRBVN works, what the latest updates are, and how to make informed decisions. Because of that, we don’t sell any products, and we don’t process financial transactions on this site.

2. What Information We Collect (and What We Don’t)

NRBVN.ng is designed to respect your privacy. Here’s exactly what we may collect:

2.1 Information You Voluntarily Provide

Contact Forms: If you contact us through our site, you may provide your name, email address, or any other detail you choose to share.
Comments: If we allow comments on articles, the name or username and email you enter may be stored in our site database.
Newsletter Sign-Ups: If you subscribe to our newsletter, we’ll keep your email address so we can send you updates.

2.2 Information Collected Automatically

Like most websites, we automatically collect certain information when you visit our site:
Cookies: Small data files stored on your browser to remember your preferences or help us understand how visitors navigate our site.
Log Data: Our server logs may collect your IP address, browser type, operating system, and the pages you visit.
Analytics: We use basic analytics tools like Google Analytics to understand trends like how many people read our articles, which countries our visitors come from, or what topics people care about most.

3. What We Absolutely Do NOT Collect

We want to be clear:
We do not collect or store your bank details.
We do not ask for your NRBVN number, BVN, or any sensitive financial data.
We do not knowingly collect information from minors under the age of 18.
Our only goal is to share useful, publicly available information to help the Nigerian diaspora.

4. How We Use Your Information

We use the information we collect for simple, honest reasons:
To reply to you: If you write to us with a question or comment, we’ll use your email to reply.
To improve our content: Analytics help us figure out which topics people love, so we can create more of what you find helpful.
To share updates: If you sign up for our newsletter, we’ll use your email to send you the latest posts or important news.
To keep the site secure: Logs and cookies help us detect spam, troubleshoot errors, and protect the site from misuse.

5. How We Store Your Data

We keep your data safe and simple:
Emails and comments may be stored on our secure hosting servers.
We rely on reputable email services to manage our mailing list.
Access to any data is restricted to trusted team members who need it to keep the site running smoothly.
We do not store any sensitive financial or biometric information because we never ask for it in the first place.

6. How Long We Keep Your Data

We only keep your personal information as long as we need it to do what we collected it for:
If you unsubscribe from our newsletter, we delete your email from the mailing list.
If you ask us to delete your comment or email, we’ll remove it promptly.
We keep log data for a reasonable time to monitor and protect the site.

7. Do We Share Your Information?

Short answer: No, except in rare circumstances.
We do not sell your personal information to advertisers, data brokers, or anyone else.
We may share information only if:
Required by law or a valid legal request.
Needed to protect our rights or the safety of our visitors.
Necessary for technical reasons for example, our website host or email service provider may see basic data as they help us run the site.
These partners are carefully chosen and trusted to keep your information confidential.

8. Cookies & Similar Tracking

Cookies are small files that websites use to remember who you are. We use cookies for simple reasons:
To remember if you’ve accepted our cookie notice.
To help us understand visitor trends with tools like Google Analytics.
To keep the site functioning properly.
You can choose to turn off cookies in your browser settings if you prefer. Our site should still work fine, but some features might not remember your preferences.

9. Your Rights & Choices

Because we respect your privacy, you have rights over your data:
Access: You can ask us what personal data we hold about you.
Correction: You can ask us to correct any mistakes.
Deletion: You can ask us to delete your information for example, if you unsubscribe from the newsletter.
Withdraw Consent: If you ever gave us consent to use your information, you can withdraw it at any time.
To exercise any of these rights, just email us at nrbvn.ng@gmail.com. We’re real humans, and we’ll reply.

10. International Visitors

NRBVN.ng is proudly Nigerian but welcomes readers from all over the world. If you’re visiting us from the EU, UK, Canada, the US, or anywhere else, your data may be stored on servers outside your country. By using our site, you consent to this transfer. We do our best to protect your data according to international standards.

11. Links to Other Websites

Our articles may link to other websites for example, Nigerian banks, the NIBSS website, or trusted news outlets. Please note:
We don’t control the privacy practices of other sites.
We encourage you to read their privacy policies.
We’re not responsible for their content or security.

12. Children’s Privacy

NRBVN.ng is not designed for children under 18. We do not knowingly collect personal information from children. If we learn that we’ve collected info from a child under 18, we’ll delete it immediately.

13. Security

We take reasonable steps to protect your information:
We use secure servers and trusted partners.
We limit access to your information to trusted people who need it.
We keep software and plugins up to date to prevent vulnerabilities.
However, please remember that no website can guarantee 100% security. By using our site, you accept this risk.

14. Changes to This Privacy Policy

We may update this policy occasionally to reflect changes in the law or how we operate. If we make significant changes, we’ll post an update on this page with a new “Last Updated” date.
We encourage you to check this page from time to time so you stay informed.

15. Contact Us

Questions? Concerns? Feedback?
We want to hear from you. Please reach out:
Email: nrbvn.ng@gmail.com
We read every message and aim to reply within a reasonable time.
16. Final Words: Our Promise to You

At NRBVN.ng, we know that privacy is not just a legal requirement it’s a matter of trust. We promise to respect your information, be clear about what we collect, and give you control over how it’s used.
We exist to make information about the Non-Resident Bank Verification Number clearer, not to collect or misuse your data. We’re on your side always.
Thank you for reading our Privacy Policy. By using NRBVN.ng, you’re part of a community that values transparency, security, and knowledge. We appreciate you.
Stay informed. Stay protected.
Warm regards,
The NRBVN.ng Team

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